how to send money with apple pay

Try asking the recipient to send the money back to you instead. Send money to 80+ countries with the mid-market exchange rate and low, transparent fees, right from your smartphone. The safer way to make secure, contactless purchasesin stores and online. All your credit and debit cards,transit cards, boarding passes,and more. Tap the plus icon in the Wallet app, and follow the simple instructions to add a credit or debit card. If you aren’t sure whether a store supports it, you can look for a tap-to-pay logo (radiating waves with a hand tapping a card onto it) or the Apple Pay icon.

how to send money with apple pay

You can also ask Siri to show you nearby locations that accept the service. Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires Face ID, Touch ID, or a passcode — helping to keep your security in your hands. Also, according to Apple, it doesn’t store, nor can it gain access to, the original credit, debit or prepaid card numbers that you use with Apple Pay. When you use Apple Pay with credit, debit or prepaid cards, Apple doesn’t keep transaction information that can be linked to you.

Apple Store

Using Apple Pay, you can also send money through the Messages app on an Apple device. Your Apple Cash card is the default payment card, but you can switch to another card. If you have money on your Apple Cash card you can withdraw it to your bank account in 1 — 3 working days, or make an instant transfer to an eligible debit card⁶.

Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. If you turn off Apple Cash on a device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.

  1. When it’s time to pay for your transfer, select Apple Pay, to send money seamlessly through Apple Pay and Wise, with great rates and transparent costs every time.
  2. Apple Cash person-to-person payments are like any other private transaction between two people, so only send and receive money with people you know.
  3. If you’re under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.
  4. The first card you add to Wallet becomes your default payment card.
  5. Home Depot also doesn’t support it, even as competitor Lowe’s finally began accepting Apple Pay (in stores and its app) in late 2023.

You can send weekly, biweekly, or monthly Apple Cash payments with Apple Cash. Dive deep into the safety and security features of Xoom, a PayPal service. Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement.

Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations. Apple Cash lets you send recurring payments to other people to cover your portion of things like rent, internet, or groceries. You can also set up auto reload to replenish your balance whenever it runs low. You can move up to $10,000 per transfer and up to $20,000 within seven days from Apple Cash to your bank account.

Hey Siri, send $35 to Sarah

If you’re under 18 years old in the U.S., your family can set up Apple Cash for you as part of Apple Cash Family. Apple Cash Family accounts can send or receive up to $2,000 per transaction or within a seven-day period. To change the debit card used to send money, tap the arrow. If you have an Apple Cash balance but don’t want to use it for your transfer, you’ll need to turn off Apple Cash as a payment method in your phone’s settings. Use it to send and receive money, and spend wherever Apple Pay is accepted. Regardless of security precautions, there’s always a level of risk involved with any payment method.

Apple Cash is a digital card you’ll find in your iPhone’s Wallet app. You can use Apple Cash to send and receive payments through Wallet or Apple Messages. Apple Cash is more secure than a traditional debit card.

Apple Pay is already built into iPhone, Apple Watch, Mac and iPad devices. You don’t need to download a separate app, and you don’t need to go through a sign-up process. When you change the method of how you accept payments, it updates on all your devices. If the person you sent money to has not accepted the money yet, you can cancel the payment. If this is your first time using Apple Cash1 to send, receive, or request money, learn what you need to get started. Use Apple Cash to send and receive money with people you know.

How do you cancel Apple Pay payments?

Managing Editor, Global Data and Automation for Forbes Advisor. Mitch has more than a decade of experience as personal finance editor, writer and content strategist. Before joining Forbes Advisor, Mitch worked for several sites, including Bankrate, Investopedia, Interest, PrimeRates and FlexJobs.

It’s easy to load money onto your Apple Cash card from your debit card, so you’re always ready to spend and send. And you can just as simply move money from your Apple Cash card to your bank account. Either way, Apple Cash gives you options you can bank on. With Wise you can set up your transfer online or in app, and make your payment with a low fee and the mid-market rate. When it’s time to pay for your transfer, select Apple Pay, to send money seamlessly through Apple Pay and Wise, with great rates and transparent costs every time. You can use Apple Pay to make purchases at retailers in the U.S. displaying the Apple Pay or contactless payment symbols.

You can use Apple Cash with Apple Pay on your iPhone, Apple Watch, and iPad. It’s also easy to send and receive money, transfer funds, edit your account information, and manage your settings — all right in Wallet. To set up Apple Pay, you add your debit, credit and prepaid cards to the Wallet app. The first card you add to Wallet becomes your default payment card. To send and receive money with Apple Pay, you must be at least 18 years old and be a U.S. resident.

It’s free to spend any currency you hold — and if you don’t have the one you need, the card automatically converts to the currency you need, at the best rate whenever you spend. You can send money to someone else with Apple Pay Cash either through the Apple Wallet app, or in Messages⁴. The first thing to know about using Apple Pay in physical retail stores is only some vendors support it.

Leave a Reply

Your email address will not be published. Required fields are marked *